SALE ADVANCE LOANS
Sell luxury assets through auction/private sale and receive funds immediately rather than waiting for the sale to take place, which could be months later.
Summary
Sale advance provides a powerful facility to realise an immediate proportion of the monetary value of luxury assets ahead of a sale. Suros Capital will then use its experience and longstanding connections to auction houses and other specialists to place our client’s luxury assets in the right channel, at the right time, to sell at the best price, and with preferential auction house commissions.
KEY FEATURES
- Our experts ensure the sale goes through the right conduit to achieve the best price
- Immediate cash sum to release most of the asset value
- Removes the hassle of organising the sale
Our Process
4 simple steps to selling your luxury assets.
1. VALUATION
We use our in-house experts and our extensive network of auction houses and external valuers to value, authenticate and confirm the ownership of the luxury asset(s).
2. AGREEMENT
The estimated sale price is agreed, and the sales channel and the luxury asset is consigned for sale. We have access to preferential rates from auction houses.
3. ADVANCE
Once the contracts which determine the sale channel, terms and distribution of sale proceeds are signed, the client immediately receives a cash advance of up to 70% of the estimated sale price.
4. Sale
3 -12 months later, the sale takes place, and the proceeds are distributed accordingly. If the sale is not successful, a new longer-term contract can be agreed.
FRequently asked questions
Your questions answered.
Frequently asked questions
Your questions answered.
Who is sale advance specifically for?
For clients who want to raise money quickly through selling an asset, sale advance is of particular value.
Suros Capital can offer up to 70% of the estimated sale price in advance of a sale as a cash advance. By making use of sale advance, clients can have immediate access to the bulk of the monetary value. Suros Capital takes over the sale process and guarantees to return any extra value, should the items exceed the expected sale price.
For example, the owner of a luxury asset valued at £300,000, who received a £150,000 cash advance from Suros Capital, would then receive an additional £100,000 (having deducted sale commissions and loan interest), assuming the sale price of £300,000 was realised.
SHOULD I USE SALE ADVANCE OR A BRIDGE LOAN?
Why would I SELL THROUGH YOU instead of GOING DIRECTLY TO AN auction house?
The cash advance allows a person whose assets include relatively illiquid valuable artworks and other collectibles to quickly tap the equity of those assets. This is especially appealing to collectors who have large short-term financial needs and can’t wait for a consigned painting, sculpture or necklace to actually sell at the best price, which can take months or even years, in some cases.
Who is sale advance specifically for?
For clients who want to raise money quickly through selling an asset, sale advance is of particular value.
Suros Capital can offer up to 70% of the estimated sale price in advance of a sale as a cash advance. By making use of sale advance, clients can have immediate access to the bulk of the monetary value. Suros Capital takes over the sale process and guarantees to return any extra value, should the items exceed the expected sale price.
For example, the owner of a luxury asset valued at £300,000, who received a £150,000 cash advance from Suros Capital, would then receive an additional £100,000 (having deducted sale commissions and loan interest), assuming the sale price of £300,000 was realised.
SHOULD I USE SALE ADVANCE OR A BRIDGE LOAN?
Why would I SELL THROUGH YOU instead of GOING DIRECTLY TO AN auction house?
The cash advance allows a person whose assets include relatively illiquid valuable artworks and other collectibles to quickly tap the equity of those assets. This is especially appealing to collectors who have large short-term financial needs and can’t wait for a consigned painting, sculpture or necklace to actually sell at the best price, which can take months or even years, in some cases.
CASE STUDIES
Examples of how clients have benefited from our sale advance loan.
Aston Martin Used to Solve Liquidity Challenge
Our bridge short-term loan helped this client keep their vintage Aston Martin DB6 car.
Fine Wine Used to Fund a Business Opportunity
Our bridge loan allowed this entrepreneur to purchase a new business.
Watch Collection Used to Cover a SME Tax Bill
Our bridge loan helped this client pay his tax bill on time and avoid severe penalties.
We Helped This Collector Acquire Antiques at Auction
Our auction acquisition loan funded this luxury asset purchase while waiting on funds from another sale.
Financing an Art Gallery Owner’s Stock Purchase
The client was keen to buy new works and needed to move quickly to secure them, required a short term loan to make the purchase.
Jewellery Used to Complete Property Transaction
Our bridge loan helped this client complete the purchase of a new property after the lender reduced the original mortgage amount.
CONTACT US
Our Business Development team is available to help with your enquiries.
We are a specialist lending company providing loans secured against luxury assets. The group we are part of has lent over £300 million against luxury assets since 2010, and we are funded by Crestline Investors, Inc.(‘Crestline’), an institutional alternative asset manager.
© 2025 Suros Capital – all rights reserved. Suros Capital is a trading name of Hopkins & Jones Limited who are authorised and regulated by the Financial Conduct Authority. Firm reference number 731198. Hopkins & Jones Limited is registered in England under company number 433606. Registered office: 127 Victoria Street, London SW1E 6RD. VAT number: 238 8280 37.
© 2025 Suros Capital – all rights reserved. Suros Capital is a trading name of Hopkins & Jones Limited who are authorised and regulated by the Financial Conduct Authority. Firm reference number 731198. www.suroscapital.co.uk is a site operated by Hopkins & Jones Limited, registered in England under company number 433606. Registered office: 127 Victoria Street, London SW1E 6RD. VAT number: 238 8280 37.