GOLD LOAN

We offer short term loans against gold with competitive interest rates. No credit checks or impact on affordability. Loans available from £20,000 to £2 million with terms from 3 to 24 months.

BRIDGE LOANS

Use your gold as security for a loan. This prevents you from having to sell your luxury asset(s) as it is returned to you once the loan is repaid. This offers an alternative to a traditional bank loan or property bridging loan.

SALE ADVANCE LOANS

Sell your gold and receive funds immediately rather than waiting for the sale to take place. Our experts work with you to find the best sales channel to sell your luxury asset and you receive a large proportion of the auction reserve price immediately.

ACQUISITION LOANS

Take advantage of gold investment opportunities when they arise. You can bid at auction, settle the purchase with our loan and then take possession of the asset at a later date.

WHY US

A solution to your short term liquidity challenges.

FAST

We provide loan funding in as little as 1-3 days from application.

CONFIDENTIAL

We maintain the highest ethical standards and utmost client discretion.

FAST

We provide loan funding in
as little as 1-3 days from application.

CONFIDENTIAL

We maintain the highest ethical standards and utmost client discretion.

EXPERT

The group we are part of has lent over £200 million against luxury assets since 2010.

FLEXIBLE

We provide clients with a personal service and tailor loan terms around their needs.

EXPERT

The group we are part of has lent over £200 million against luxury assets since 2010.

FLEXIBLE

We provide clients with a personal service and tailor loan terms around their needs.

OUR PROCESS

We can come to you or you can come to us.

1. ENQUIRY

Send an enquiry to our Business Development team by completing one of our short enquiry forms or by emailing us. Our team aim to respond to your enquiry within 1 hour and aim to provide an indicative offer the same day.

2. APPRAISAL

You are contacted by your allocated account manager to discuss your loan requirements and arrange an appraisal with our specialists. We offer an online, home visit or alternative location appraisal service.

3. COLLECTION

Our in house logistics team arrange for your asset(s) to be safely collected by us, a courier service or one of our specialist logistics partners. The transportation method depends on location and asset type. Alternatively, you can arrange an appointment and bring your assets to us.

4. AGREEMENT

Your allocated account manager will work with you to structure a tailored loan agreement and confirm all the details with you. We also verify your identity to comply with anti-money laundering regulations.

5. COMPLETION

After the loan agreement has been finalised and signed, the funds are transferred to your bank account. The loan can then be redeemed anytime during the term. If you need to renew or extend, contact your allocated account manager to discuss your options.

We offer loans against gold, from gold bullion to jewellery or coins. We also lend against gold products produced by luxury jewellery brands including Cartier, Tiffany and Boodles. In order to offer you a loan valuation, we consider the following:

 

  • Purity – We assess the carat value of your gold for its purity.
  • Condition – We assess the quality of your gold, regardless of the format that we assess.
  • Provenance – All documentation such as purchase paperwork will be taken into consideration in our valuation.

The safety and security of your gold assets are paramount when your assets are with us. 

Our in house logistics team will arrange for your gold to be collected by us or a courier service. Our clients are also welcome to visit us, by appointment, and bring the asset with them.

During the appraisal, your gold is valued in the presence of CCTV and it is also photographed. If clients opt to accept the loan offer, the gold will be held in our high-security vaults.

We take the utmost care with your gold while it is with us. In addition to specialist handling and assessment for valuation, gold is stored in specialist boxes or pouches for the duration of the loan. Upon redemption of the loan, your gold will be returned to you in the same condition as it arrived with us.

CONTACT US

Our Business Development team is available to help with your enquiries.

CONTACT

FRequently asked questions

Your questions answered.

What is a gold loan?

A gold loan is a secured loan that leverages the value held in gold. A loan offer is generated by a detailed assessment of the gold and verified against current market rates. Offers vary according to the purity of the gold being used as collateral.

What is a gold loan company?

A gold loan company works closely with clients to release the value held in clients’ gold. The gold is valued and, if the loan is accepted, the items are held securely by the lender. The gold asset is returned to the borrower once the loan is repaid.

Can I get a gold loan near me?

We are a London-based luxury asset lending specialist that offers valuations and loans against gold. Clients can have their items valued remotely or at our offices, by appointment. We have clients across the capital but also around the UK and can work with clients worldwide.

Do you provide gold loan finance?

We offer fixed-term loans secured against gold and other luxury items, with both valuations and loan offers made quickly, and payments can be made the same day. As luxury loan specialists, our experts consider the provenance, purity and condition of the gold as well as the current market rates.

Which bank is best for a gold loan?

At Suros Capital, we offer an alternative to traditional banking loans. We offer a quick valuation service and loan process for clients looking to leverage their gold collections. Valuations and loan payments can be undertaken at speed to meet our client’s needs.

How much will it cost?

Terms
All our loans are for 3 to 24 months. Maximum APR (including all fees) is 44.7%.

Representative Example
Loan amount of £100,000. Admin fee of 3%. Loan term of 6 months. Interest rate of 2% per month. 3 months paid interest upfront of £6,000. Net advance of £91,000. Total interest of £15,000 over 6 months. Representative APR is 36.4% (including all fees).

Call us today on 0800 038 5974

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CASE STUDIES

Examples of how we have supported clients.

We are a specialist lending company providing loans secured against luxury assets. The group we are part of has lent over £200 million against luxury assets since 2010, and we are funded by Crestline Investors, Inc.(‘Crestline’), an institutional alternative asset manager.

Services

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Official Finance Partner of the Aston Martin Owners Club

© 2023 Suros Capital – all rights reserved. Suros Capital is a trading name of Hopkins & Jones Limited who are authorised and regulated by the Financial Conduct Authority. Firm reference number 731198. Hopkins & Jones Limited is registered in England under company number 433606. Registered office: 127 Victoria Street, London SW1E 6RD. VAT number: 238 8280 37.

Services

About Us
Loans
Assets
Documents
Process
Case Studies

Loans

Fine Art
Luxury Cars
Fine Wine
Jewellery
Watches
Gold

Legal

Privacy Policy
Terms of Use
Complaints Policy
Contact
FAQs

Official Finance Partner of the Aston Martin Owners Club

© 2023 Suros Capital – all rights reserved. Suros Capital is a trading name of Hopkins & Jones Limited who are authorised and regulated by the Financial Conduct Authority. Firm reference number 731198. www.suroscapital.co.uk is a site operated by Hopkins & Jones Limited, registered in England under company number 433606. Registered office: 127 Victoria Street, London SW1E 6RD. VAT number: 238 8280 37.

Call us today on 0800 038 5974

GET A QUOTE
GET A QUOTE 
.