LOANS AGAINST JEWELLERY

We offer short term loans against jewellery with competitive interest rates. No credit checks or impact on affordability. Loans available from £20,000 to £2 million with terms from 3 to 24 months.

BRIDGE LOANS

Use your jewellery as security for a loan. This prevents you from having to sell your luxury asset(s) as it is returned to you once the loan is repaid. This offers an alternative to a traditional bank loan or property bridging loan.

SALE ADVANCE LOANS

Sell your jewellery and receive funds immediately rather than waiting for the sale to take place. Our experts work with you to find the best sales channel to sell your luxury asset and you receive a large proportion of the auction reserve price immediately.

ACQUISITION LOANS

Take advantage of jewellery investment opportunities when they arise. You can bid at auction, settle the purchase with our loan and then take possession of the asset at a later date.

WHY US

A solution to your short term liquidity challenges.

FAST

We provide loan funding in as little as 1-3 days from application.

CONFIDENTIAL

We maintain the highest ethical standards and utmost client discretion.

FAST

We provide loan funding in
as little as 1-3 days from application.

CONFIDENTIAL

We maintain the highest ethical standards and utmost client discretion.

EXPERT

The group we are part of has lent over £200 million against luxury assets since 2010.

FLEXIBLE

We provide clients with a personal service and tailor loan terms around their needs.

EXPERT

The group we are part of has lent over £200 million against luxury assets since 2010.

FLEXIBLE

We provide clients with a personal service and tailor loan terms around their needs.

OUR PROCESS

We can come to you or you can come to us.

1. ENQUIRY

Send an enquiry to our Business Development team by completing one of our short enquiry forms or by emailing us. Our team aim to respond to your enquiry within 1 hour and aim to provide an indicative offer the same day.

2. APPRAISAL

You are contacted by your allocated account manager to discuss your loan requirements and arrange an appraisal with our specialists. We offer an online, home visit or alternative location appraisal service.

3. COLLECTION

Our in house logistics team arrange for your asset(s) to be safely collected by us, a courier service or one of our specialist logistics partners. The transportation method depends on location and asset type. Alternatively, you can arrange an appointment and bring your assets to us.

4. AGREEMENT

Your allocated account manager will work with you to structure a tailored loan agreement and confirm all the details with you. We also verify your identity to comply with anti-money laundering regulations.

5. COMPLETION

After the loan agreement has been finalised and signed, the funds are transferred to your bank account. The loan can then be redeemed anytime during the term. If you need to renew or extend, contact your allocated account manager to discuss your options.

As a luxury asset lender, we offer loans against luxury jewellery with loans ranging from £20,000 to £2 million. Our jewellery experts will assess your pieces considering their condition and provenance. We offer loans against many types of jewellery, such as rings, necklaces and earrings. We often value brands including Tiffany, Cartier and De Beers. In order to make a valuation, we consider the following:

 

  • 4Cs of Diamond Quality – We will assess gemstones, such as diamonds, according to the 4Cs; cut, colour, clarity and carat weight.
  • Brand – A highly sought after brand may impact our valuation of your jewellery.
  • Condition – We will assess the condition of your jewellery, including the setting and clasps as required.
  • Provenance – Supplying all original boxing and sale paperwork connected with the item support your valuation.

Your jewellery will be well-cared for when with Suros Capital for valuation. Our in-house logistics team will arrange the collection, which will either be by our own team or our secure courier partner. We also welcome valuation by appointment and invite our clients to visit us and bring their luxury asset with them.

All appraisals are carried out under CCTV with assets valued by one of our specialists. We will record the valuation by photograph. If you decide to accept the loan secured against your jewellery, your assets are securely held in storage for the loan period duration.

As experts in luxury asset loans, the care and storage conditions are critical to us. We handle your assets with care at all times, from the point of valuation to storage, if you decide to accept our loan offer. Our expert team carefully assess the jewellery and place them securely in protective boxes and pouches for the whole loan period. When the loan period ends, your jewellery will be returned to you in the same condition as it arrived with us.

CONTACT US

Our Business Development team is available to help with your enquiries.

FRequently asked questions

Your questions answered.

How quickly can I get a diamond jewellery loan?

We offer loans against jewellery including diamond jewellery loans, pearl jewellery and solid gold jewellery too. We can often complete loans against jewellery in as little as 1 to 3 days. We can value jewellery in our office with an appointment or through collection.

Do you offer loans on gold jewellery?

We offer loans against all types of jewellery and jewellery brands, from solid gold rings and bracelets to pocket watches and brooches. In addition to loans on gold jewellery, we also offer loans secured against platinum jewellery and gemstones.  Our experts will assess your asset and offer you a valuation.

Could this be an alternative to a bank loan for a jewellery business?

Our loans enable a jewellery business to release the value held within their products and leverage it as financing for their business. A short-term loan from us can cut out lengthy lead times associated with traditional bank loans. Liquidity issues may be alleviated with short term loans against jewellery.

Where can I loan against my jewellery?

We offer short terms loans secured against luxury jewellery assets for those seeking jewellery loans near me. London-based, we also offer valuations anywhere in the UK and sometimes worldwide. We can arrange for the collection of assets and clients are also welcome to bring assets in for valuation by appointment.

How much will it cost?

Terms
All our loans are for 3 to 24 months. Maximum APR (including all fees) is 44.7%.

Representative Example
Loan amount of £100,000. Admin fee of 3%. Loan term of 6 months. Interest rate of 2% per month. 3 months paid interest upfront of £6,000. Net advance of £91,000. Total interest of £15,000 over 6 months. Representative APR is 36.4% (including all fees).

Call us today on 0800 038 5974

CASE STUDIES

Examples of how we have supported clients.

We are a specialist lending company providing loans secured against luxury assets. The group we are part of has lent over £200 million against luxury assets since 2010, and we are funded by Crestline Investors, Inc.(‘Crestline’), an institutional alternative asset manager.

Official Finance Partner of the Aston Martin Owners Club

© 2023 Suros Capital – all rights reserved. Suros Capital is a trading name of Hopkins & Jones Limited who are authorised and regulated by the Financial Conduct Authority. Firm reference number 731198. Hopkins & Jones Limited is registered in England under company number 433606. Registered office: 127 Victoria Street, London SW1E 6RD. VAT number: 238 8280 37.

Official Finance Partner of the Aston Martin Owners Club

© 2023 Suros Capital – all rights reserved. Suros Capital is a trading name of Hopkins & Jones Limited who are authorised and regulated by the Financial Conduct Authority. Firm reference number 731198. www.suroscapital.co.uk is a site operated by Hopkins & Jones Limited, registered in England under company number 433606. Registered office: 88 Fleet Street, London EC4Y 1DH. VAT number: 238 8280 37.

Call us today on 0800 038 5974