BRIDGE LOANS
Personal luxury asset bridge loans built around clients’ individual or business liquidity challenges. Our bridge loan offers clients an alternative to a traditional bank loan or property bridging loan.
Summary
Even for owners of high value luxury assets, there are times when immediate capital is required to take advantage of new opportunities or there is a need to meet a financial deadline. However, they may not have the necessary funds to hand and raising them through other financial avenues in a short timeframe can be challenging. Our bridge loan could be the solution.
KEY FEATURES
- Simple, fast solution to immediate funding needs
- Flexible financial structures to fit their lending requirements
- Competitive interest rates
- Minimal paperwork, no credit checks and no impact on affordability
- Take advantage of new opportunities
- Meet immediate financial deadlines
- Raise funds without having to sell
- Fill a funding shortfall
How Our Bridge Loan Works
4 simple steps to securing funding for your personal or business needs.
1. ENQUIRY
Clients are contacted by their allocated account manager to discuss their loan requirements and arrange an appraisal with our specialists.
2. COLLECT
Our in house logistics team arrange for clients’ asset(s) to be safely collected by us, a courier service or one of our specialist logistics partners.
3. AGREEMENT
The clients allocated account manager will work with them to structure a tailored loan agreement.
4. FUNDS
After the loan agreement has been finalised and signed, the funds are released to the client’s bank account.
FRequently asked questions
Your questions answered.
Frequently asked questions
Your questions answered.
Why DO CLIENTS USE YOUR BRIDGE LOAN?
There are a variety of examples of how we have helped clients’ solve their urgent liquidity challenges including:
- A property developer needing to fill a property purchase shortfall
- A lawyer needing to meet a tax bill deadline to avoid severe penalties
- An entrepreneur needing to fund the final part of the purchase of a new business
- A parent needing to cover their children’s school fees
IS YOUR BRIDGE LOAN THE MOST SUITABLE SOLUTION FOR MY CIRCUMSTANCES?
Our bridge loan is designed for clients who want to use their luxury asset as security for a loan. This prevents them from having to sell their luxury asset as the item is returned to the client once the loan is redeemed.
Our sale advance product is designed for clients who want to sell their luxury asset and receive funds immediately rather than waiting for the sale to take place which could be months away. The client receives an immediate cash sum and we ensure the sale goes through the right conduit (auction/private sale) and manage the full process.
Our auction acquisition loan is designed for clients who want to buy luxury assets at auction using our funds to complete the purchase.
Who are luxury assets appraised by?
Luxury assets are appraised by our highly experienced and knowledgeable appraisals team who have worked for the world’s leading auction houses; Christie’s, Sotheby’s, Bonhams and Phillips.
How Quickly Can you Release funding?
We can value luxury assets, tailor a financial solution around clients’ needs and release capital to them, all within 24 to 72 hours.
Why DO CLIENTS USE YOUR BRIDGE LOAN?
There are a variety of examples of how we have helped clients’ solve their urgent liquidity challenges including:
- A property developer needing to fill a property purchase shortfall
- A lawyer needing to meet a tax bill deadline to avoid severe penalties
- An entrepreneur needing to fund the final part of the purchase of a new business
- A parent needing to cover their children’s school fees
IS YOUR BRIDGE LOAN THE MOST SUITABLE SOLUTION FOR MY CIRCUMSTANCES?
Our bridge loan is designed for clients who want to use their luxury asset as security for a loan. This prevents them from having to sell their luxury asset as the item is returned to the client once the loan is redeemed.
Our sale advance product is designed for clients who want to sell their luxury asset and receive funds immediately rather than waiting for the sale to take place which could be months away. The client receives an immediate cash sum and we ensure the sale goes through the right conduit (auction/private sale) and manage the full process.
Our auction acquisition loan is designed for clients who want to buy luxury assets at auction using our funds to complete the purchase.
Who are luxury assets appraised by?
Luxury assets are appraised by our highly experienced and knowledgeable appraisals team who have worked for the world’s leading auction houses; Christie’s, Sotheby’s, Bonhams and Phillips.
How Quickly Can you Release funding?
We can value luxury assets, tailor a financial solution around clients’ needs and release capital to them, all within 24 to 72 hours.
CASE STUDIES
Examples of how our bridge loan has supported our clients.
Aston Martin Used to Solve Liquidity Challenge
Our bridge short-term loan helped this client keep their vintage Aston Martin DB6 car.
Fine Wine Used to Fund a Business Opportunity
Our bridge loan allowed this entrepreneur to purchase a new business.
Watch Collection Used to Cover a SME Tax Bill
Our bridge loan helped this client pay his tax bill on time and avoid severe penalties.
We Helped This Collector Acquire Antiques at Auction
Our auction acquisition loan funded this luxury asset purchase while waiting on funds from another sale.
Financing an Art Gallery Owner’s Stock Purchase
The client was keen to buy new works and needed to move quickly to secure them, required a short term loan to make the purchase.
Jewellery Used to Complete Property Transaction
Our bridge loan helped this client complete the purchase of a new property after the lender reduced the original mortgage amount.
CONTACT US
Our Business Development team is available to help with your enquiries.
We are a specialist lending company providing loans secured against luxury assets. The group we are part of has lent over £300 million against luxury assets since 2010, and we are funded by Crestline Investors, Inc.(‘Crestline’), an institutional alternative asset manager.
© 2025 Suros Capital – all rights reserved. Suros Capital is a trading name of Hopkins & Jones Limited who are authorised and regulated by the Financial Conduct Authority. Firm reference number 731198. Hopkins & Jones Limited is registered in England under company number 433606. Registered office: 127 Victoria Street, London SW1E 6RD. VAT number: 238 8280 37.
© 2025 Suros Capital – all rights reserved. Suros Capital is a trading name of Hopkins & Jones Limited who are authorised and regulated by the Financial Conduct Authority. Firm reference number 731198. www.suroscapital.co.uk is a site operated by Hopkins & Jones Limited, registered in England under company number 433606. Registered office: 127 Victoria Street, London SW1E 6RD. VAT number: 238 8280 37.