The gold loan meaning is a secured loan that leverages the value held in gold. A loan offer is generated by a detailed assessment of the gold and verified against current market rates. Offers vary according to the purity of the gold being used as collateral.

1. Submit Enquiry
Contact our team and provide details and photos of your gold, along with an indication of how much you want to raise. We should then be able to provide you with a preliminary offer and answer any questions you may have.

2. Gold Valuation & Loan Offer
You can book an appointment at our Central London office or use our secure courier service to send us your gold. Our experts will assess the type, purity, and weight to determine its market value. Based on the valuation, we’ll present a loan offer typically up to 75 – 80% of the gold’s spot price.

3. Receive Funds
Once the agreement is signed and we take possession of the gold, funds are transferred to your account – usually on the same day.

When it comes to borrowing against gold, there are two main types of lenders: boutique lenders and high street brokers. Each offers a different experience in terms of speed, gold loan rates and borrowing amounts. If you’re looking to compare gold loan companies, understanding the key differences is essential.

Boutique Lenders
Boutique lenders like us offer discreet, flexible gold backed loans within a private banking style experience, where you are allocated a dedicated account manager to guide you through the process. We typically work with higher value loans, enabling us to provide more tailored agreements and offer higher LTVs than most other lenders. For high net worth individuals looking to borrow significant amounts, this is often the most suitable option.

Brokers
High street brokers are easily accessible and offer fast cash loans against gold. However, their rate of interest is generally higher. This can make them less attractive for clients with high value gold collections or those seeking a more personal service.

Regardless of which option you believe is right for you, we recommend getting in touch, as we may be able to guide you on the best solution for your needs.

We are a gold loan London company that offers valuations and loans against gold. Clients can have their items valued remotely or at our offices, by appointment. We have clients across the capital but also around the UK and can work with clients worldwide.

We offer gold loans per gram, with both valuations and loan offers made quickly, and payments can be made the same day. As gold lenders, our experts consider the weight and purity as well as the current market rate rates.

At Suros Capital, we offer an alternative to traditional banking loans. We offer a quick valuation service and loan process for clients looking to leverage their gold collections. Valuations and loan payments can be undertaken at speed to meet our client’s needs.

Yes, our acquisition loan could be used to borrow money to buy gold. However, it would depend on the circumstances, as we would need to take possession of the gold before funding can be finalised.

Yes, we will provide you with a gold loan price today if you provide us with full details of your item(s). All our gold valuations are based on a percentage of the gold spot price.

Our office is based in Central London, but we offer specialist gold market loan solutions to clients across the UK and, occasionally, in Europe through our trusted logistics network. Whether you’re looking to unlock money from bullion, coins, or jewellery, our team is here to help. Get in touch to discuss how we can support your funding needs.

Many people are choosing to sell their gold with prices near or at record highs (as of March 2025). However, major banks such as Goldman Sachs forecast that gold prices may continue to rise amid ongoing global uncertainty. At the same time, many gold owners are collectors who prefer to hold for the long term, especially given that gold prices have risen by over 150% in the past decade.

Yes, you can transfer your existing gold loan from another lender to us. Our team can help you through the process, offering a seamless transition and competitive terms.

Yes, we provide loans against various gold types, including Indian gold, bullion, scrap gold, and gold jewellery. We also accept gold coins such as Krugerrands, Sovereigns, and others. If you’re unsure whether your gold qualifies, our team will gladly advise.

At the end of your gold loan term, the full amount, including the original advance and the accumulated interest, must be settled. In certain circumstances, we may be able to extend the agreement under a revised agreement. If the loan is not repaid, the gold may be sold to recover the outstanding balance.

We offer gold loan amounts of up to £2 million, typically lending between 75% and 80% of the current gold spot price. The exact loan amount will depend on the agreement used and the type of gold, such as coins, jewellery, bullion, or scrap, along with its purity and weight. Our team will assess your gold and provide a competitive loan offer based on its current market value. For example, if you have £100,000 worth of gold, you could typically borrow between £75,000 and £80,000. Apply for a gold loan with us now.

The gold loan meaning is a secured loan that leverages the value held in gold. A loan offer is generated by a detailed assessment of the gold and verified against current market rates. Offers vary according to the purity of the gold being used as collateral.

1. Submit Enquiry
Contact our team and provide details and photos of your gold, along with an indication of how much you want to raise. We should then be able to provide you with a preliminary offer and answer any questions you may have.

2. Gold Valuation & Loan Offer
You can book an appointment at our Central London office or use our secure courier service to send us your gold. Our experts will assess the type, purity, and weight to determine its market value. Based on the valuation, we’ll present a loan offer typically up to 75 – 80% of the gold’s spot price.

3. Receive Funds
Once the agreement is signed and we take possession of the gold, funds are transferred to your account – usually on the same day.

When it comes to borrowing against gold, there are two main types of lenders: boutique lenders and high street brokers. Each offers a different experience in terms of speed, gold loan rates and borrowing amounts. If you’re looking to compare gold loan companies, understanding the key differences is essential.

Boutique Lenders
Boutique lenders like us offer discreet, flexible gold backed loans within a private banking style experience, where you are allocated a dedicated account manager to guide you through the process. We typically work with higher value loans, enabling us to provide more tailored agreements and offer higher LTVs than most other lenders. For high net worth individuals looking to borrow significant amounts, this is often the most suitable option.

Brokers
High street brokers are easily accessible and offer fast cash loans against gold. However, their rate of interest is generally higher. This can make them less attractive for clients with high value gold collections or those seeking a more personal service.

Regardless of which option you believe is right for you, we recommend getting in touch, as we may be able to guide you on the best solution for your needs.

We are a gold loan London company that offers valuations and loans against gold. Clients can have their items valued remotely or at our offices, by appointment. We have clients across the capital but also around the UK and can work with clients worldwide.

We offer gold loans per gram, with both valuations and loan offers made quickly, and payments can be made the same day. As gold lenders, our experts consider the weight and purity as well as the current market rate rates.

At Suros Capital, we offer an alternative to traditional banking loans. We offer a quick valuation service and loan process for clients looking to leverage their gold collections. Valuations and loan payments can be undertaken at speed to meet our client’s needs.

Yes, our acquisition loan could be used to borrow money to buy gold. However, it would depend on the circumstances, as we would need to take possession of the gold before funding can be finalised.

Yes, we will provide you with a gold loan price today if you provide us with full details of your item(s). All our gold valuations are based on a percentage of the gold spot price.

Our office is based in Central London, but we offer specialist gold market loan solutions to clients across the UK and, occasionally, in Europe through our trusted logistics network. Whether you’re looking to unlock money from bullion, coins, or jewellery, our team is here to help. Get in touch to discuss how we can support your funding needs.

Many people are choosing to sell their gold with prices near or at record highs (as of March 2025). However, major banks such as Goldman Sachs forecast that gold prices may continue to rise amid ongoing global uncertainty. At the same time, many gold owners are collectors who prefer to hold for the long term, especially given that gold prices have risen by over 150% in the past decade.

Yes, you can transfer your existing gold loan from another lender to us. Our team can help you through the process, offering a seamless transition and competitive terms.

Yes, we provide loans against various gold types, including Indian gold, bullion, scrap gold, and gold jewellery. We also accept gold coins such as Krugerrands, Sovereigns, and others. If you’re unsure whether your gold qualifies, our team will gladly advise.

At the end of your gold loan term, the full amount, including the original advance and the accumulated interest, must be settled. In certain circumstances, we may be able to extend the agreement under a revised agreement. If the loan is not repaid, the gold may be sold to recover the outstanding balance.

We offer gold loan amounts of up to £2 million, typically lending between 75% and 80% of the current gold spot price. The exact loan amount will depend on the agreement used and the type of gold, such as coins, jewellery, bullion, or scrap, along with its purity and weight. Our team will assess your gold and provide a competitive loan offer based on its current market value. For example, if you have £100,000 worth of gold, you could typically borrow between £75,000 and £80,000. Apply for a gold loan with us now.